Clients who accept help have fewer future delinquencies, defaults and losses…we’ve quantified multi-million-dollar savings from avoiding losses for both consumers and BMO.
ANUJ VOHRA 
Head of North America Collections
In an industry that at times has not prioritized the financial health of consumers, SpringFour is taking a different approach to banking. The company has taken on banks as clients, rather than simply raising capital from them, ensuring a customer-focused approach as well as guaranteeing stability through partnership—SpringFour currently has a 90% client retention rate.
SpringFour has been a great partner to Capital One, giving us the flexibility to explore different ways of integrating their resources into our experiences. The SpringFour team is thoughtful, responsive, timely, friendly and positive.
BILL IVERSON 
Director of Mainstreet Financial Health Team
When we embarked on our partnership with SpringFour, we knew right away they were aligned with our social impact priorities. Now we're proud to share that in 2023, Oportun and SpringFour delivered more than 68,000 financial health referrals to Oportun members. With SpringFour, we're driving impact, helping lower-income families stay afloat, and putting our members confidently in control of their finances.
EZRA GARRETT 
S.V.P. Public Affairs and Impact
By connecting consumers to vetted financial resources, this B-Corp enables consumers to meet their financial objectives, reduce household expenses, and avoid payment delinquencies. It’s a win-win solution, and one that is much needed.
THEODORA LAU 
Podcast Host
Our partnership with SpringFour has been extremely helpful to our customers and our business. Thanks to SpringFour, we are able to provide important resources to our customers based on their individual needs, which strongly aligns with our company's mission of improving the financial health of everyday Americans. The team at SpringFour is passionate and is constantly working hard to enhance our usage of their products.
DEEPTI GUPTA 
Director of Corporate Strategy, OppFi
SpringFour provides resources, information, and, it’s going to increase your bottom line by helping your collections. So, while I never really say this, I think every lender in the country should be using SpringFour or resources like it.
PETER RENTON 
Co-Founder and Chairman
I honestly don't know how any counseling agency can do their job without SpringFour. This is the best tool you can give your counselors and coaches to help the families that reach out for assistance.
RICO DELGADILLO 
President and CEO
Every day we use SpringFour because it gives our counselors the ability to address our clients' overall financial health. We use S4 with every client interaction so we can be sure to create meaningful, lasting impact on their financial lives. SpringFour referrals are key to reducing household expenses and when we do people are able to get back on track and even begin to save again.
JIM TRIGGS 
President and CEO
The simplicity of
SVP, U.S.Bank Mortgage Servicing, Default operation
The simplicity of
SVP, U.S.Bank Mortgage Servicing, Default operation
Sending money home?
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Get Paid Easily & Quickly
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Tani Tondi
Kati Jerry
Sana Sanhi
An all-in-one payments partner
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SpringFour and Enact Partner to Provide Tools to Enable Sustainable Homeownership
The financial health fintech SpringFour and mortgage insurance provider Enact are giving financial health tools to borrowers from 1,800 lenders nationwide. The partnership supports Enact borrowers who are struggling financially by giving them no-cost access to SpringFour’s financial health resources.
10 Ways SpringFour Transformed Financial Health in 2024
For many consumers, 2024 was filled with financial challenges, and according to our predictions, 2025 will present much of the same: prices will be high, and many people will be struggling to make ends meet. Read our 2025 predictions to learn how partnering with SpringFour can help your organization support consumers as they face financial challenges in 2025.
Challenges consumers will face in 2025: What our data predicts
For many consumers, 2024 was filled with financial challenges, and according to our predictions, 2025 will present much of the same: prices will be high, and many people will be struggling to make ends meet. Read our 2025 predictions to learn how partnering with SpringFour can help your organization support consumers as they face financial challenges in 2025.
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