When your customers are financially healthy, everyone wins.

With our financial health referral solutions, you can easily connect your customers to resources that save them money, increase payment rates, and power financial health.

 

SCHEDULE A DEMO

When your customers are financially healthy, everyone wins.

With our financial health referral solutions, you can easily connect your customers to resources that save them money, increase payment rates, and power financial health.

SCHEDULE A DEMO

                                 

Our Solutions Make an Impact

SpringFour, the woman-led, social impact fintech, delivered 5.5 million financial health referrals to customers in 2023 in partnership with leading banks, credit unions, fintech lenders, employers, mortgage servicers, nonprofits, and more.

Increase Payment Rates

  2-10x increase in repayment rates

  $1,000 reduction, on average, in annual net credit losses per customer

  Millions in projected annualized credit loss savings

Empower Employees

  96% of agents agree that they provide better customer service when they have access to SpringFour

  91% of agents agree that SpringFour saves them time when working with a client

Improve Financial Health

  Customers are 2x more likely to engage in foreclosure prevention and payment programs after receiving SpringFour referrals

  96% of agents agree that SpringFour helps their consumers save money, reduce expenses, or get on track with payments

 

Demonstrate Empathy

  98% of agents agree that SpringFour increases empathy within their organization

  95% of agents agree that SpringFour helps their organization build trust with customers

Powering Financial Health with Bank-Fintech Partnerships

Head of Deposit Products at BMO, Ben Schack, discusses the power of partnership with SpringFour

Explore SpringFour’s Quarterly Impact Reports

Q2 2024 Impact Report

We delivered more than 2 million financial health referrals to consumers in Q2 – the most we’ve ever delivered in a single quarter! Americans are struggling to make ends meet. We invite you to see how SpringFour is meeting needs in critical and direct ways and transforming the industry.

Q1 2024 Impact Report

We kicked off this year being named a Real Leaders’ Top Impact Company and with a big feature in Inc. Magazine. We have proven that companies that prioritize their customers’ financial health with SpringFour deliver impact for their customers and businesses alike. 

2023 Annual Impact Report

Together with our partners, we delivered more than 5.5 million money-saving financial health referrals to consumers in 2023 — that’s 25% more referrals than in 2022, showing the ever-increasing need for banks and financial institutions to provide these resources to their customers. 

Q4 2023 Impact Report

In Q4, we predicted that financial education alone is out — and that financial resources that deliver real-time support are in, and with more organizations turning to SpringFour, we are already seeing our prediction come true. Helping people achieve that needs to be a priority for financial institutions, employers, nonprofits, and more that want to meet their customers’ needs while strengthening their business.

Q3 2023 Impact Report

This quarter alone, our award-winning, empathy-first strategy was recognized by top brands like Fast Company, Finovate, and Fintech Futures, and highlighted in a number of press features including Tearsheet, BankingDive, and HR.com. Resource enhancements include our new Transportation category and resource updates for student loan borrowers as payments resumed this quarter.

Q2 2023 Impact Report

Our Q2 Impact Report highlights the results of our winning empathy-first strategy. In partnership with top brands, we are meeting consumers’ real needs in innovative, timely, & effective ways. 

Q1 2023 Impact Report

Explore SpringFour’s Q1 2023 Impact Report: Connecting the dots to power financial knowledge & create win-wins for our clients, consumers, & the industry at large. 

2022 Annual Impact Report

This 2022 Annual Impact Report summarizes our accomplishments & impact throughout 2022. We partnered with leading organizations to deliver 4.4 million referrals to consumers, driving win-wins for customers, employees, & bottom lines.

You’re in Good Company

                      

                  

                    

                                 

                       

                  

                       

 

You’re in Good Company

        

       

        

       

         

      

         

             

         

 

      

   

     

Testimonials

Clients who accept help have fewer future delinquencies, defaults and losses…we’ve quantified multi-million-dollar savings from avoiding losses for both consumers and BMO.


    ANUJ VOHRA 
    Head of North America Collections

In an industry that at times has not prioritized the financial health of consumers, SpringFour is taking a different approach to banking. The company has taken on banks as clients, rather than simply raising capital from them, ensuring a customer-focused approach as well as guaranteeing stability through partnership—SpringFour currently has a 90% client retention rate.


  FINANCE BRANDS THAT MATTER 2023 

SpringFour has been a great partner to Capital One, giving us the flexibility to explore different ways of integrating their resources into our experiences. The SpringFour team is thoughtful, responsive, timely, friendly and positive.


  BILL IVERSON 
  Director of Mainstreet Financial Health Team

 

When we embarked on our partnership with SpringFour, we knew right away they were aligned with our social impact priorities. Now we're proud to share that in 2023, Oportun and SpringFour delivered more than 68,000 financial health referrals to Oportun members. With SpringFour, we're driving impact, helping lower-income families stay afloat, and putting our members confidently in control of their finances.


   EZRA GARRETT
   S.V.P. Public Affairs and Impact

By connecting consumers to vetted financial resources, this B-Corp enables consumers to meet their financial objectives, reduce household expenses, and avoid payment delinquencies. It’s a win-win solution, and one that is much needed.


    THEODORA LAU
    Podcast Host

Our partnership with SpringFour has been extremely helpful to our customers and our business. Thanks to SpringFour, we are able to provide important resources to our customers based on their individual needs, which strongly aligns with our company's mission of improving the financial health of everyday Americans. The team at SpringFour is passionate and is constantly working hard to enhance our usage of their products.


  DEEPTI GUPTA 
  Director of Corporate Strategy, OppFi

SpringFour provides resources, information, and, it’s going to increase your bottom line by helping your collections. So, while I never really say this, I think every lender in the country should be using SpringFour or resources like it.


    PETER RENTON 
    Co-Founder and Chairman 

I honestly don't know how any counseling agency can do their job without SpringFour. This is the best tool you can give your counselors and coaches to help the families that reach out for assistance.


    RICO DELGADILLO 
    President and CEO

Every day we use SpringFour because it gives our counselors the ability to address our clients' overall financial health. We use S4 with every client interaction so we can be sure to create meaningful, lasting impact on their financial lives. SpringFour referrals are key to reducing household expenses and when we do people are able to get back on track and even begin to save again.


    JIM TRIGGS 
    President and CEO

Clients who accept help have fewer future delinquencies, defaults and losses…we’ve quantified multi-million-dollar savings from avoiding losses for both consumers and BMO.


  ANUJ VOHRA
    Head of North America Collections

In an industry that at times has not prioritized the financial health of consumers, SpringFour is taking a different approach to banking. The company has taken on banks as clients, rather than simply raising capital from them, ensuring a customer-focused approach as well as guaranteeing stability through partnership—SpringFour currently has a 90% client retention rate.


  FINANCE BRANDS THAT MATTER 2023 

SpringFour has been a great partner to Capital One, giving us the flexibility to explore different ways of integrating their resources into our experiences. The SpringFour team is thoughtful, responsive, timely, friendly and positive.


BILL IVERSON
  Director of Mainstreet Financial Health Team

Our partnership with SpringFour has been extremely helpful to our customers and our business. Thanks to SpringFour, we are able to provide important resources to our customers based on their individual needs, which strongly aligns with our company’s mission of improving the financial health of everyday Americans. The team at SpringFour is passionate and is constantly working hard to enhance our usage of their products.


 DEEPTI GUPTA
  Director of Corporate Strategy

When we embarked on our partnership with SpringFour, we knew right away they were aligned with our social impact priorities. Now we’re proud to share that in 2023, Oportun and SpringFour delivered more than 68,000 financial health referrals to Oportun members. With SpringFour, we’re driving impact, helping lower-income families stay afloat, and putting our members confidently in control of their finances.


  EZRA GARRETT
 S.V.P. Public Affairs and Impact

By connecting consumers to vetted financial resources, this B-Corp enables consumers to meet their financial objectives, reduce household expenses, and avoid payment delinquencies. It’s a win-win solution, and one that is much needed.


  THEODORA LAU
  Podcast Host

SpringFour provides resources, information, and, it’s going to increase your bottom line by helping your collections. So, while I never really say this, I think every lender in the country should be using SpringFour or resources like it.


 PETER RENTON
 Co-Founder and Chairman

Every day we use SpringFour because it gives our counselors the ability to address our clients’ overall financial health. We use S4 with every client interaction so we can be sure to create meaningful, lasting impact on their financial lives. SpringFour referrals are key to reducing household expenses and when we do people are able to get back on track and even begin to save again.


  JIM TRIGGS
   President and CEO

I honestly don’t know how any counseling agency can do their job without SpringFour. This is the best tool you can give your counselors and coaches to help the families that reach out for assistance.


  RICO DELGADILLO
   President and CEO

Ready to see results?

Deploy in 30 days or less to drive impact with SpringFour.

Awards & Recognition

          

           

       

    

 

 

 

            

DRIVE IMPACT WITH US

info@springfour.com
866-732-2246

Chicago Office at 1871
222 Merchandise Mart Plaza

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