Leverage Our Proven Track Record to Drive Results.
Leverage Our Proven Track Record to Drive Results.
SpringFour Impacts
Improve Loan Performance
Customers are 10% more likely to remain current on their payments after receiving referrals from SpringFour.
Reduce Expenses
A typical customer who receives SpringFour resources reduces their expenses by $250 a month, leading to improved cash flow and savings.
Ensure Success
Customers are 2x more likely to engage in foreclosure prevention efforts after receiving SpringFour referrals.
Enhance Customer Experience
98% of users agree that SpringFour helps them to provide better customer experiences.
Empower Employees
95% of users agree that using SpringFour helps them feel better about the work they are doing.
Case Studies
Our clients are leveraging the power of SpringFour to deliver results.
SPRINGFOUR IS INTEGRAL TO ESG:
FINANCIAL HEALTH IS SOCIAL IMPACT
While the financial services industry has steeped itself in the financial health space over the last decade or so, the connection between financial health programming and ESG has yet to be fully fleshed out, representing a huge opportunity to connect the dots and demonstrate the impact of such efforts. Here at Springfour has seen how our partnerships have become an integral part of the impact story that our clients, including large banks, tell their stakeholders about the important work they do.
SPRINGFOUR IS INTEGRAL TO ESG:
FINANCIAL HEALTH IS SOCIAL IMPACT
Financial services companies play an integral role in their customers’ lives, including outside of the deposit or loan relationship. While the financial services industry has steeped itself in the financial health space over the last decade or so, the connection between financial health programming and ESG has yet to be fully fleshed out, representing a huge opportunity to connect the dots and demonstrate the impact of such efforts. Here at SpringFour, we have seen how the partnerships that we have built have become an integral part of the impact story that our clients, including large banks, tell their stakeholders about the important work they do. .
Where employers are taking financial health: A discussion with Canary and SpringFour Leaders
Recently, Katy Jacob and Rochelle Gorey of SpringFour talked with Kimberly Gartner of Canary about financial health and employer-fintech collaborations. These three leaders in the financial health industry have more than 75 years of combined experience in helping families and communities access the tools, resources, products and services they need to become and remain financially stable.
Where employers are taking financial health: A discussion with Canary and SpringFour Leaders
Recently, Katy Jacob and Rochelle Gorey of SpringFour talked with Kimberly Gartner of Canary about financial health and employer-fintech collaborations. These three leaders in the financial health industry have more than 75 years of combined experience in helping families and communities access the tools, resources, products and services they need to become and remain financially stable.
Overcoming Housing Insecurity One Family at a Time: A Case Study of SpringFour and Money Management International
Long before financial health became a hot topic, SpringFour recognized that connections to local resources could help improve financial lives and increase repayment rates. MMI has a kindred mission in seeking to help families get through a financial crisis through counseling and debt management services. Learn how the organizations have worked together to help renters maintain housing security in a time of crisis during COVID-19.
Overcoming Housing Insecurity One Family at a Time: A Case Study of SpringFour and Money Management International
Long before financial health became a hot topic, SpringFour recognized that connections to local resources could help improve financial lives and increase repayment rates. MMI has a kindred mission in seeking to help families get through a financial crisis through counseling and debt management services. Read the case study to learn how the organizations have worked together to help renters maintain housing security in a time of crisis during COVID-19.
A Chicago Fintech Financial Health Collaboration: SpringFour and Enova
Enova and SpringFour are Chicago-based fintechs working together to improve families’ financial health. The two companies began to explore a partnership in October of 2019, and by the spring of 2020, Enova had launched SpringFour resources via S4direct to its CashNetUSA and NetCredit brands. Read the case study to find out more about how this partnership helped customers through the COVID crisis and beyond.
A Chicago Fintech Financial Health Collaboration: SpringFour and Enova
Enova and SpringFour are Chicago-based fintechs working together to improve families’ financial health. The two companies began to explore a partnership in October of 2019, and by the spring of 2020, Enova had launched SpringFour resources via S4direct to its CashNetUSA and NetCredit brands. Read the case study to find out more about how this partnership helped customers through the COVID crisis and beyond.
Building Credit by Building Partnerships: A SpringFour and Self Case Study
When SpringFour and Self began working together in 2019, it was due to a mutually-held belief: Credit and savings are necessary, but not sufficient, for lower-income families to build financial health. SpringFour and Self recognize that these families also need empowerment, product choice, and assistance. To learn more about how Self and SpringFour worked together to connect financial resources to financial products, read our case study.
Building Credit by Building Partnerships: A SpringFour and Self Case Study
When SpringFour and Self began working together in 2019, it was due to a mutually-held belief: Credit and savings are necessary, but not sufficient, for lower-income families to build financial health. SpringFour and Self recognize that these families also need empowerment, product choice, and assistance. To learn more about how Self and SpringFour worked together to connect financial resources to financial products, read our case study.
Partnering Through a Pandemic: A Case Study of OppLoans and SpringFour
OppLoans and SpringFour became acquainted in October of 2018 and recognized a kindred spirit in one another as mission-aligned companies focused on creating unique solutions that improve consumers’ financial lives. During the COVID-19 pandemic, the two companies quickly banded together to create a response to the pandemic to help families in critical need of resources.
Partnering Through a Pandemic: A Case Study of OppLoans and SpringFour
OppLoans and SpringFour became acquainted in October of 2018 and recognized a kindred spirit in one another as mission-aligned companies focused on creating unique solutions that improve consumers’ financial lives. During the COVID-19 pandemic, the two companies quickly banded together to create a response to the pandemic to help families in critical need of resources.
Helping Families Weather Financial Hardship: BMO Harris Bank Partners with SpringFour
Living up to their respective taglines, “we’re here to help,” and “your partner in financial wellness,” BMO Harris and SpringFour have forged a powerful partnership that helps individuals and families in times of financial hardship. SpringFour believes that when consumers can’t pay a bill or are living paycheck to paycheck, they need direction to local resources that can help.
Helping Families Weather Financial Hardship: BMO Harris Bank Partners with SpringFour
Living up to their respective taglines, “we’re here to help,” and “your partner in financial wellness,” BMO Harris and SpringFour have forged a powerful partnership that helps individuals and families in times of financial hardship. SpringFour believes that when consumers can’t pay a bill or are living paycheck to paycheck, they need direction to local resources that can help.
U.S. Bank Partners with SpringFour to Improve Services to Customers and Enhance Loan Performance
The U.S. Bank partnership with SpringFour is a model for how financial institutions can deliver financial health resources and benefits for their customers, employees, and the bottom line. Read the full report to find out how U.S. Bank has seen enhanced customer service, increased participation in foreclosure prevention activities, and increased repayment rates.
U.S. Bank Partners with SpringFour to Improve Services to Customers and Enhance Loan Performance
The U.S. Bank partnership with SpringFour is a model for how financial institutions can deliver financial health resources and benefits for their customers, employees, and the bottom line. Read the full report to find out how U.S. Bank has seen enhanced customer service, increased participation in foreclosure prevention activities, and increased repayment rates.
Consumer Success Stories
See how our clients have helped their customers achieve financial wellness.
$3,000 SAVED
Home Repair Grants to the Rescue
Through SpringFour, Vincent* was able to get his home repaired and received grants to cover the costs of several thousand dollars. Vincent’s* home desperately needed repairs that he could not afford. His quality of life was negatively impacted and he was starting to get notices of code violations from the city. Not knowing where to turn, he called a SpringFour subscriber to see if he had any options. She reviewed his situation and quickly provided SpringFour referrals for local home repair programs.
*Customer’s name and photo have been changed to protect customer’s privacy.
Catching up on Car Loan Payments
Sheila* called her lender, a SpringFour subscriber, in great distress after falling behind on her auto loan payments. The Agent she spoke with was able to provide local SpringFour referrals in a variety of areas to get her financial life back on track. After following through on these referrals, and catching up on payments, she called her lender back to let them know just how thankful she was. She had never had a financial institution provide help like this before.
*Customer’s name and photo have been changed to protect customer’s privacy.
$2,500 SAVED
Alternative to High Fee Loans
Stacie* was not able to afford her monthly bills and was falling further behind each month. Her income had taken a significant hit over the previous months and she was utilizing payday loans that were affecting her negatively. She received SpringFour referrals and after reaching out to these resources, was able to find food savings, prescription savings, and an Energy Assistance grant. In total she is saving about $230 a month, or $2,760 per year.
*Customer’s name and photo have been changed to protect customer’s privacy.
$900 SAVED
Prescription Costs on a Fixed Income
Getting by on an extremely tight budget with a fixed income from social security, Diane* was overwhelmed by her prescription expenses. She was not always filling all of her prescribed medications because the copays were too high for her to cover each month. She called a SpringFour subscriber, and received referrals through SpringFour for prescription programs and a local senior center. From these referrals she was able to get prescription vouchers to cover her copays at $80+ a month, saving more than $950 annually. Diane is now able to fill all of her prescriptions each month and can spend a bit more on food and other necessities.
*Customer’s name and photo have been changed to protect customer’s privacy.
$3,000 SAVED
Home Repair Grants to the Rescue
Through SpringFour, Vincent* was able to get his home repaired and received grants to cover the costs of several thousand dollars. Vincent’s* home desperately needed repairs that he could not afford. His quality of life was negatively impacted and he was starting to get notices of code violations from the city. Not knowing where to turn, he called a SpringFour subscriber to see if he had any options. She reviewed his situation and quickly provided SpringFour referrals for local home repair programs.
*Customer’s name and photo have been changed to protect customer’s privacy.
Catching Up on Car Loan Payments
Sheila* called her lender, a SpringFour subscriber, in great distress after falling behind on her auto loan payments. The Agent she spoke with was able to provide local SpringFour referrals in a variety of areas to get her financial life back on track. After following through on these referrals, and catching up on payments, she called her lender back to let them know just how thankful she was. She had never had a financial institution provide help like this before.
*Customer’s name and photo have been changed to protect customer’s privacy.
$2,500 SAVED
Alternative to high fee loans
Stacie* was not able to afford her monthly bills and was falling further behind each month. Her income had taken a significant hit over the previous months and she was utilizing payday loans that were affecting her negatively. She received SpringFour referrals and after reaching out to these resources, was able to find food savings, prescription savings, and an Energy Assistance grant. In total she is saving about $230 a month, or $2,760 per year.
*Customer’s name and photo have been changed to protect customer’s privacy.
$900 SAVED
Prescription Costs on a Fixed Income
Getting by on an extremely tight budget with a fixed income from social security, Diane* was overwhelmed by her prescription expenses. She was not always filling all of her prescribed medications because the copays were too high for her to cover each month. She called a SpringFour subscriber, and received referrals through SpringFour for prescription programs and a local senior center. From these referrals she was able to get prescription vouchers to cover her copays at $80+ a month, saving more than $950 annually. Diane is now able to fill all of her prescriptions each month and can spend a bit more on food and other necessities.
*Customer’s name and photo have been changed to protect customer’s privacy.
Certified and Dedicated to Impact
As one of only 3,500 organizations worldwide that have been designated as a Certified B Corporation, SpringFour has been certified as having met high standards of transparency, accountability, and performance. This helps guide us in our mission to help those living paycheck to paycheck by providing the resources they need to get back on track.
Learn more about Certified B-Corporation Certification
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Awards and Recognition
