When your customers are financially healthy, everyone wins.
With our cloud-based platform of 22,000+ vetted financial resources, you can easily connect your customers to the support they need to regain financial control, repay loans, reduce expenses, and get back on track with payments.
When your customers are financially healthy, everyone wins.
With our cloud-based platform of 22,000+ financial resources, you can easily connect your customers to the support they need to regain financial control, repay loans, reduce expenses, and get back on track with payments.
Our Solutions Make an Impact
In 2022, SpringFour subscribers delivered 4.4 million referrals to financial health resources
that help consumers when facing financial challenges.
Improve Customer Experience
On average, 90% of users believe customers felt more positively about their company after receiving SpringFour referrals.
Increase Payment Rates
Customers are 10% more likely to remain current on their mortgage payment after receiving SpringFour referrals.
Reduced Customer Expenses
On average, 93% of users say SpringFour helps customers reduce monthly expenses
See SpringFour’s Impact with BMO in this video from Financial Health Network’s EMERGE Conference
Testimonials
SpringFour has been a great partner to Capital One, giving us the flexibility to explore different ways of integrating their resources into our experiences. The SpringFour team is thoughtful, responsive, timely, friendly and positive.
BILL IVERSON 
Director of Mainstreet Financial Health Team
Our partnership with SpringFour has been extremely helpful to our customers and our business. Thanks to SpringFour, we are able to provide important resources to our customers based on their individual needs, which strongly aligns with our company's mission of improving the financial health of everyday Americans. The team at SpringFour is passionate and is constantly working hard to enhance our usage of their products.
DEEPTI GUPTA 
Director of Corporate Strategy, OppFi
We are driven to support every facet of need in the markets we serve, delivering the capabilities of a larger bank with the care and empathy of a local institution. SpringFour is a like-minded partner. Their platform allows us to offer customers an easy way to locate local resources to address financial challenges and help them achieve financial wellness, so we can make a difference in their lives.
RICHARD GOLD 
CEO
From both our professional and personal experiences, we understand that financial setbacks happen, and people may need additional resources to overcome them. SpringFour’s financial health resources support our goal to provide individuals with a path forward and alleviate additional financial burdens.
SHANE HOLDAWAY 
CEO
From both our professional and personal experiences, we understand that financial setbacks happen, and people may need additional resources to overcome them. SpringFour’s financial health resources support our goal to provide individuals with a path forward and alleviate additional financial burdens.
JEOFF BEGIN 
Vice President, Head of US Collections & North American Small Business Special Accounts
I honestly don't know how any counseling agency can do their job without SpringFour. This is the best tool you can give your counselors and coaches to help the families that reach out for assistance.
RICO DELGADILLO 
President and CEO
SpringFour provides resources, information, and, it’s going to increase your bottom line by helping your collections. So, while I never really say this, I think every lender in the country should be using SpringFour or resources like it.
PETER RENTON 
Co-Founder and Chairman
Every day we use SpringFour because it gives our counselors the ability to address our clients' overall financial health. We use S4 with every client interaction so we can be sure to create meaningful, lasting impact on their financial lives. SpringFour referrals are key to reducing household expenses and when we do people are able to get back on track and even begin to save again.
JIM TRIGGS 
President and CEO
Our partnership with SpringFour has been extremely helpful to our customers and our business. Thanks to SpringFour, we are able to provide important resources to our customers based on their individual needs, which strongly aligns with our company’s mission of improving the financial health of everyday Americans. The team at SpringFour is passionate and is constantly working hard to enhance our usage of their products.
DEEPTI GUPTA Director of Corporate Strategy, OppFi
I believe that our actions with SpringFour speak louder than any words. We are quickly approaching my third partnership with SpringFour – first at OppFi as a service to our own customers, second at Harris & Harris as a service to our clients’ consumers and patients, and now we plan to implement SpringFour internally to help our own employees navigate through life’s challenges. We believe in the easy-to-use platform and the help that it can provide. Our collection agents who are currently leveraging the platform feel uplifted by their ability to help others.
SAL HAZDAY
CEO, Harris & Harris
We are driven to support every facet of need in the markets we serve, delivering the capabilities of a larger bank with the care and empathy of a local institution. SpringFour is a like-minded partner. Their platform allows us to offer customers an easy way to locate local resources to address financial challenges and help them achieve financial wellness, so we can make a difference in their lives.
RICHARD GOLD
CEO, M&T Bank
That really inspired us and is what led us to think that there’s got to be more tools to do so. And so, we discovered SpringFour and decided to add it to our toolkit. Our expectation is that now that we’ve got this broader set of tools, we’ll be able to help a lot more people through their financial challenges.
SHANE HOLDAWAY
CEO, Mission Lane
Customers who accept SpringFour referrals are measurably more likely to stay current on their loans and avoid charged-off balances. It more than pays for itself and we were also able to improve customer experience along the way.
BEN SCHACK
Head of Deposit Products, US Personal and Business Banking, BMO Financial Group
I really think that every single lender should be helping their borrowers any way they can in this environment we’re in today. And this [SpringFour] provides resources, it provides information, and really, when it comes down to it, it’s going to increase your bottom line by helping your collections. So, while I never really say this, I think every lender in the country should be using SpringFour or resources like it.
PETER RENTON
Co-Founder and Chairman of LendIt Fintech, Founder of Lend Academy
Every day we use SpringFour because it gives our counselors the ability to address our clients’ overall financial health. We use S4 with every client interaction so we can be sure to create meaningful, lasting impact on their financial lives. SpringFour referrals are key to reducing household expenses and when we do people are able to get back on track and even begin to save again.
JIM TRIGGS
President and CEO, Money Management International
I honestly don’t know how any counseling agency can do their job without SpringFour. This is the best tool you can give your counselors and coaches to help the families that reach out for assistance.
RICO DELGADILLO
President and CEO, Balance
Ready to see results?
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Awards & Recognition
