My Blog

Patelco was formed in 1936 by a few employees at Pacific Telephone and Telegraph Company (now AT&T). They had a dream, and with only $500 in assets, Patelco Credit Union was formed. A fixture in the Bay Area ever since, Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping its members and communities prosper.

This month, SpringFour Founder & CEO Rochelle Nawrocki Gorey was named to Forbes’ 50 Over 50 list, which recognizes women whose leadership is reshaping their industries. She joins an impressive class of honorees from major banks and credit unions — proof that SpringFour now sits at the same table as the industry’s biggest names.

Retirement plans remain a core pillar of employee benefits. Yet with an increasingly dire financial reality, many of those plans are falling short. Nearly half of younger working Americans –– 42% — say they’re living paycheck to paycheck. That means after covering their basic living expenses, Gen Z, Millennials, and Gen X have nothing left for savings. And the vast majority say they’re struggling to save for retirement.

Figuring out how to stretch a budget through the entire month. Deciding whether to pay for an unexpected expense on credit. Evaluating student loan repayment options. Determining whether you’re financially ready to buy a home. Financial decisions happen every day, so why shouldn’t financial guidance?