Clients who accept help have fewer future delinquencies, defaults and losses…we’ve quantified multi-million-dollar savings from avoiding losses for both consumers and BMO.
ANUJ VOHRA 
Head of North America Collections
In an industry that at times has not prioritized the financial health of consumers, SpringFour is taking a different approach to banking. The company has taken on banks as clients, rather than simply raising capital from them, ensuring a customer-focused approach as well as guaranteeing stability through partnership—SpringFour currently has a 90% client retention rate.
SpringFour has been a great partner to Capital One, giving us the flexibility to explore different ways of integrating their resources into our experiences. The SpringFour team is thoughtful, responsive, timely, friendly and positive.
BILL IVERSON 
Director of Mainstreet Financial Health Team
When we embarked on our partnership with SpringFour, we knew right away they were aligned with our social impact priorities. Now we're proud to share that in 2023, Oportun and SpringFour delivered more than 68,000 financial health referrals to Oportun members. With SpringFour, we're driving impact, helping lower-income families stay afloat, and putting our members confidently in control of their finances.
EZRA GARRETT 
S.V.P. Public Affairs and Impact
By connecting consumers to vetted financial resources, this B-Corp enables consumers to meet their financial objectives, reduce household expenses, and avoid payment delinquencies. It’s a win-win solution, and one that is much needed.
THEODORA LAU 
Podcast Host
Our partnership with SpringFour has been extremely helpful to our customers and our business. Thanks to SpringFour, we are able to provide important resources to our customers based on their individual needs, which strongly aligns with our company's mission of improving the financial health of everyday Americans. The team at SpringFour is passionate and is constantly working hard to enhance our usage of their products.
DEEPTI GUPTA 
Director of Corporate Strategy, OppFi
SpringFour provides resources, information, and, it’s going to increase your bottom line by helping your collections. So, while I never really say this, I think every lender in the country should be using SpringFour or resources like it.
PETER RENTON 
Co-Founder and Chairman
I honestly don't know how any counseling agency can do their job without SpringFour. This is the best tool you can give your counselors and coaches to help the families that reach out for assistance.
RICO DELGADILLO 
President and CEO
Every day we use SpringFour because it gives our counselors the ability to address our clients' overall financial health. We use S4 with every client interaction so we can be sure to create meaningful, lasting impact on their financial lives. SpringFour referrals are key to reducing household expenses and when we do people are able to get back on track and even begin to save again.
JIM TRIGGS 
President and CEO
The simplicity of
SVP, U.S.Bank Mortgage Servicing, Default operation
The simplicity of
SVP, U.S.Bank Mortgage Servicing, Default operation
Sending money home?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud
Get Paid Easily & Quickly
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud
Tani Tondi
Kati Jerry
Sana Sanhi
An all-in-one payments partner
Lorem ipsum dolor sit amet, vix an natum labitur eleifend, mel amet a laoreet menandri. Ei justo complectitur duo. Ei mundi solet ut soletu mel possit quo. Sea cu justo laudem.
Debt recovery software firm acquires SpringFour
Under the acquisition by C&R Software, social impact fintech SpringFour plans to continue innovating and bringing new solutions and products to the collections and debt recovery market. Constellation’s (C&R’s parent company’s) buy-and-hold policy ensures SpringFour has found a forever home for itself where the companies can grow with one another.
Fairfax debt collection firm acquires fintech serving regional and national banks
C&R Software has acquired SpringFour. While C&R and SpringFour appear to have different missions, Ed Wallen said “the companies’ services are actually complementary because both are aimed at helping lenders, local governments or any organization that collects payments from consumers improve repayment rates.” SpringFour works with organizations across industries to refer consumers who may be facing financial hardship to nonprofit and government organizations that provide financial health services such as food savings and affordable child care.
Social impact fintech SpringFour acquired by debt recovery firm
A financial wellness fintech with several big-name bank clients has been acquired by a debt recovery firm. SpringFour — whose CEO and founder Rochelle Nawrocki Gorey was named one of American Banker’s Most Influential Women in Fintech in 2024 — said it would become part of C&R Software, a firm that provides debt recovery and collections software to banks, utilities, telecom, healthcare, government and fintechs.
We are 24/7 available
Lorem ipsum dolor sit amet, vix an natum labitur eleifend, mel amet a laoreet menandri. Ei justo complectitur duo. Ei mundi solet ut soletu mel possit quo. Sea cu justo laudem.
