Clients who accept help have fewer future delinquencies, defaults and losses…we’ve quantified multi-million-dollar savings from avoiding losses for both consumers and BMO.
ANUJ VOHRA 
Head of North America Collections
In an industry that at times has not prioritized the financial health of consumers, SpringFour is taking a different approach to banking. The company has taken on banks as clients, rather than simply raising capital from them, ensuring a customer-focused approach as well as guaranteeing stability through partnership—SpringFour currently has a 90% client retention rate.
SpringFour has been a great partner to Capital One, giving us the flexibility to explore different ways of integrating their resources into our experiences. The SpringFour team is thoughtful, responsive, timely, friendly and positive.
BILL IVERSON 
Director of Mainstreet Financial Health Team
When we embarked on our partnership with SpringFour, we knew right away they were aligned with our social impact priorities. Now we're proud to share that in 2023, Oportun and SpringFour delivered more than 68,000 financial health referrals to Oportun members. With SpringFour, we're driving impact, helping lower-income families stay afloat, and putting our members confidently in control of their finances.
EZRA GARRETT 
S.V.P. Public Affairs and Impact
By connecting consumers to vetted financial resources, this B-Corp enables consumers to meet their financial objectives, reduce household expenses, and avoid payment delinquencies. It’s a win-win solution, and one that is much needed.
THEODORA LAU 
Podcast Host
Our partnership with SpringFour has been extremely helpful to our customers and our business. Thanks to SpringFour, we are able to provide important resources to our customers based on their individual needs, which strongly aligns with our company's mission of improving the financial health of everyday Americans. The team at SpringFour is passionate and is constantly working hard to enhance our usage of their products.
DEEPTI GUPTA 
Director of Corporate Strategy, OppFi
SpringFour provides resources, information, and, it’s going to increase your bottom line by helping your collections. So, while I never really say this, I think every lender in the country should be using SpringFour or resources like it.
PETER RENTON 
Co-Founder and Chairman
I honestly don't know how any counseling agency can do their job without SpringFour. This is the best tool you can give your counselors and coaches to help the families that reach out for assistance.
RICO DELGADILLO 
President and CEO
Every day we use SpringFour because it gives our counselors the ability to address our clients' overall financial health. We use S4 with every client interaction so we can be sure to create meaningful, lasting impact on their financial lives. SpringFour referrals are key to reducing household expenses and when we do people are able to get back on track and even begin to save again.
JIM TRIGGS 
President and CEO
The simplicity of
SVP, U.S.Bank Mortgage Servicing, Default operation
The simplicity of
SVP, U.S.Bank Mortgage Servicing, Default operation
Sending money home?
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Get Paid Easily & Quickly
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Tani Tondi
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Sana Sanhi
An all-in-one payments partner
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Why Making Consumer Needs a Cornerstone of Your Business Matters
We’re thrilled to announce a brand-new integration of SpringFour with C&R Software’s Debt Manager, the world’s leading SaaS, AI-native debt collection and recovery platform. The debt management and collections system simplifies and streamlines collections processes, and currently manages $8 trillion in debt.
How One Female Fintech Leader Springs Into Financial Wellness
Our Founder & CEO Rochelle Nawrocki Gorey was featured on the Bankadelic podcast with Lou Carlozo, discussing the future of financial wellness, SpringFour’s recent acquisition by C&R Software, and how we’re driving powerful business and customer outcomes for organizations across the country.
Building, Fundraising, and Winning in Fintech: The Strategy Playbook, #6 Rochelle Gorey: Founder & CEO, SpringFour—Sustainable Growth & Impact
Unlike many fintech companies, Rochelle Gorey’s SpringFour has never raised outside capital. Instead, it’s grown steadily over 20 years, delivering financial health resources to over 8.5 million people in 2024 alone. Rochelle and SpringFour demonstrate that measurable impact is just as valuable as rapid growth, and sticking to authenticity and real results matters most.
We are 24/7 available
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