2025 Annual Impact Report: Delivering Critical Business Results, Answering Pressing Financial Health Needs

2025 was a year of results for SpringFour and the partners who trust us to deliver financial health solutions when it matters most. Through student loan resumptions, a federal government shutdown, rising foreclosures, and climbing household debt, SpringFour remained laser-focused on our mission: connecting people and organizations to the resources that solve real financial challenges.

The impact is clear: 7.9 million financial health referrals delivered, 1.8 million consumers served, and real-time leadership and crisis response featured in The Hill, American Banker, Axios, and more. When economic pressures peaked in August and October, SpringFour and our partners met their customers exactly where they needed support and saw measurable business results because of it.

Our metrics prove this every day: delivering financial health to customers is a smart business move. Stronger engagement, improved portfolio performance, reduced delinquency, and measurable ROI follow when financial wellness becomes central to strategy.

Read this report to learn more about:

➡️ 2025 impact at a glance
➡️ SpringFour’s leadership during national disruption
➡️ Powerful partnerships delivering results
➡️ How we’re embedding financial health into collections in new ways
➡️ The rebuilt S4direct with more insights and impact
➡️ The business case for financial health

Thank you, as always, for your partnership,